We can help you apply for health insurance coverage throught the Affordable Care Act (ACA) or Medicare insurance coverage. We can also help you buy Dental and Vision coverage for you and your family.
Call us for enrollment and to help you choose you health insurance plan.
Please contact as soon as possible so we can help with the application.
To get started, fill out and sign the required consent form and send it back to me ASAP. The consent form is REQUIRED by the Federal Government.
The Ohio Family Insurance office is available to assist everyone who needs to apply for health insurance. We can help you get insurance and can also help you purchase dental and vision coverage.
Regardless if you recently lost your employer's health insurance, Medicaid or CHIP, just moved to Ohio from another state, or even just settled in the United States, we can help you get the insurance coverage you need.
To learn more about the Affordable Care Act (ACA), visit healthcare.gov.
To have us help you get coverage you can either call us at 440.263.6705 TTY:711 or send us an email.
If you don't qualify for health insurance coverage under the Affordable Care Act (ACA), you can choose affordable, short term coverage options.
To learn more, or to have us help you purcahse coverage you can either call us at 440.263.6705 or send us an email.
Even if you don't qualify for health insurance coverage under the Affordable Care Act (ACA), you can still purchase health insurance through the Marketplace.
To learn more, or to have us help you purchase coverage you can either call us at 440.263.6705 or send us an email.
| Part A premium | Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you buy Part A, you'll pay up to $471 each month in 2021. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $471. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $259. |
| Part A hospital inpatient deductible and coinsurance |
You pay:
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| Part B premium | The standard Part B premium amount is $148.50 (or higher depending on your income). |
| Part B deductible and coinsurance | $203. After your deductible is met, you typically pay 20% of the Medicare-Approved Amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and durable medical equipment (dme) |
| Part C premium | The Part C monthly premium varies by plan. |
| Part D premium | The Part D monthly premium varies by plan (higher-income consumers may pay more). |
Health Savings Accounts, or HSAs, were established by law and first available in Tax Year 2004.
By using untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses, you may be able to lower your overall health care costs. HSA funds generally may not be used to pay premiums.
While you can use the funds in an HSA at any time to pay for qualified medical expenses, you may contribute to an HSA only if you have a High Deductible Health Plan (HDHP) — generally a health plan (including a Marketplace plan) that only covers preventive services before the deductible. For plan year 2021, the minimum deductible is $1,400 for an individual and $2,800 for a family. For plan year 2023, the minimum deductible for an HDHP is $1,400 for an individual and $2,800 for a family. When you view plans in the Marketplace, you can see if they’re "HSA-eligible."
For 2021, if you have an HDHP, you can contribute up to $3,600 for self-only coverage and up to $7,200 for family coverage into an HSA. For 2023, if you have an HDHP, you can contribute up to $3,650 for self-only coverage and up to $7,300 for family coverage into an HSA. HSA funds roll over year to year if you don't spend them. An HSA may earn interest or other earnings, which are not taxable.
The HSA is owned by the taxpayer. Unlike Flexible Spending Accounts (FSAs), there is no risk of forfeiting the funds if not spent by the end of the plan year. Distributions are exempt from tax, provided they are used to pay qualified medical expenses
For more information about group health insurance, please call 440-263-5705 or Email ThuyAi.Nguyen@OhioFamilyInsurance.com